Looking for cheaper homeowners insurance?

5 Ways To Save On Homeowner Insurance

1. Choose a higher deductible.Increasing your deductible to $1,000 can save you as much as 25%.
2. Insure home and auto with the same company. Both policies are eligible for a discount of up to 20% at some companies.
3. Maintain good credit. Insurance companies now consider people with bad credit scores bad insurance risks and therefore charge more for coverage.
   
4. Be loyal to your insurance company once you find a good one. Many insurance companies reward loyalty with additional discounts of 5% or more.
5. Check for additional discounts. If you're over 55, you may qualify for a senior discount at some companies. Your employer or an association that you belong to may offer a better deal than you can get elsewhere.